When you are short on time and require an urgent loan, finding a quick way to receive a cash injection may leave you making a rushed decision. That’s why with the help of Viva Payday Loans, you can be connected to safe and secure online lenders who can provide urgent cash loans when you need them. Enabling you to make a quick yet informed decision on the type of loan you require, our free-to-use platform will show options up to $5,000 that comes with a range of flexible repayment terms.
Find an urgent cash loan online using our lender-finder service any time of day or night and resolve your unexpected expense quickly with instant funds.
Note: Viva Payday Loans is a lender-finder service in USA, we do not offer financial advice. Please consider seeking independent legal and financial advice to check how the information and ideas presented on this website relate to your unique circumstances.
What are Urgent Cash Loans?
Urgent cash loans are a type of short term loan that can be paid out fast, enabling applicants to receive funds the same day to resolve a short term issue. As they can be used for small amounts such as $100, they are similar to payday loans in that they can be quickly repaid in full or through installments either weekly or monthly. They can be ideal for those that need to resolve an unexpected bill or emergency expense that cannot wait. If you are lacking savings or available credit to cover this and all other options have been exhausted, an urgent loan can be an ideal solution. Not only are urgent cash loans suitable for those with good credit, but they are also available for those who need urgent loans for bad credit too. This means many more people can apply for and be successful with an urgent loan no matter their credit history.
Here at Viva Payday Loans, we can help show you lender options for urgent loans with no credit check needed first. It is completely free to use our online platform to see your available loan options, so if you cannot find what you are looking for, then no hard search of your credit file with be performed. Only once you have chosen a lender to continue an application with may a full credit check be required to approve your request.
Please note, we do not lend money directly and we have no control over the lending decision made by lenders we connect you with.
The Benefits of Urgent Loans
There are plenty of benefits to opting for an urgent loan, with applicants requiring them for many different reasons. Some of the main benefits include:
- Flexible terms – you choose how much you want to borrow and how long for, whatever works best for your circumstances.
- Instant options – by using our lender-finder service, you will see in an instant all the available options in one place to choose from.
- Same day cash – if approved, you could have the cash within 60 minutes, but this will vary between lenders.
- Settle an emergency bill – whether you have had a car repair bill higher than expected, accidental damage in the home or other form of financial emergency, urgent cash loans provide a quick solution.
Why Choose Us for an Urgent Cash Loan Online?
As we are an authorised lender-finder service, you will have peace of mind that each lender you see using our platform will treat you fairly as a customer. From transparent terms and conditions to no hidden fees, you can make an informed decision quickly using Viva Payday Loans. Our options are suitable for many kinds of applicants who require an urgent cash loan online. Even if you are looking for urgent cash loans for unemployed applicants, there could be a lender suitable for you if you can afford repayments. We can help you if:
- You need a loan repayment term between 1 – 24 months
- You have an emergency expense, bill or purchase but can maintain the necessary repayments
- You are not currently in financial difficulties
- You cannot prove you can afford repayments that you apply for
Can I Get Urgent Loans for Bad Credit?
If you are someone with poor credit, it can be difficult finding the right choice when searching for lenders. So many offer the money you need but charge high amounts of interest or hidden fees for the privilege. Where the large lenders or traditional banks cannot help, many other authorised direct lenders can provide urgent loans for bad credit. By using our lender-finder service, rather than searching lenders one by one to find the right match, we’ll show you multiple offers through one application. All you have to do is review the urgent loans for bad credit available along with the repayment terms and choose the lender you want to apply through.
Applying for a Loan Needed Urgently Today? We Can Help
Start your search today through Viva Payday Loans and find a lender of urgent cash loans quickly. Our loans are ideal for those in a short term financial position, so if you have long term difficulties, an urgent cash loan will not be suitable. We do not offer financial advice ourselves, however, if you are experiencing financial difficulty, please visit MoneySmart for more information.
You will need to meet the following minimum requirements to apply today:
- Be aged 18 years or over
- Be a current USA citizen
- Have a regular source of income
- Have three to six months’ worth of bank statements available, so that lenders can offer a loan that fits in with your current financial position.
- Be able to provide proof of your income, whether from employment, Centrelink, or other government benefits.
- Be able to provide details of all existing liabilities, including credit card debt and any other outstanding loan obligations.
- Have utility bills or other expense statements.
Urgent Loans FAQs:
With a Loan Needed Urgently Today, is it Guaranteed to be Approved?
Whether you are applying for a loan needed urgently today or a regular personal loan, no lender can guarantee approval without the required checks first. This not only protects the lender from providing a loan to someone who cannot maintain it but also the applicant from falling into further financial difficulty. Once all necessary checks have been made by the lender, they will then be able to provide a guarantee on whether you have been approved or not. Please note, meeting our minimum requirements to apply does not guarantee approval either.
Are There Urgent Cash Loans for Unemployed People Available?
If you have the means to afford the repayments you apply for, getting urgent cash loans for unemployed people is possible. For example, if you are a Centrelink beneficiary, you may find lenders willing to help. Being unemployed means having very little income, so if you are looking for unemployed loans but cannot prove any affordability, you may still be declined.
Can I Apply for Urgent Loans with No Credit Check Needed?
As we are a credit broker, you can use our online service for free to search for suitable urgent loans with no credit check. This is not required until you choose a lender offer and continue your application with them, so you can browse offers with us without a credit check first. Please note, lenders may require a full credit check as part of the approval process, however as we work with a wide range of lenders, many can help applicants with any type of credit history.